Privacy Policy & Disclaimer

Privacy Policy

We do not disclose any nonpublic personal information about our customers or former customers, except as necessary to provide insurance and financial products or services to them. In order to obtain the products and services you need, we collect information about you from the following sources:

  • Information we receive from you on applications and other forms
  • Information about your transactions with us or our affiliates
  • Information we receive from consumer reporting agencies
  • Information we receive from the companies we represent that provide insurance policies to you
  • Information from other sources such as employers or government agencies

Examples of such information may include your name, address, social security number, policy coverage and limits, premiums, income, claims and beneficiaries.

As independent agents, we disclose the information described above on your behalf to insurance companies and other non-affiliated third parties.

We restrict access to personal information about you to those employees who need to know that information to provide insurance products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

If you require more privacy protection than what we provide, you may exercise your right to “opt out” of the information sharing described above. If you choose to “opt out” you must notify us in writing or call us at 803-775-1168 within thirty days of receiving this notice. If you do not notify us in writing or by phone we will assume that our privacy policy is satisfactory to you.


Website & Content Disclaimer

Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your agent for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services.

This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.