Bonds

Surety Bonds
CRW Insurance works with multiple surety markets to offer a wide range of bonds for contractors, businesses, courts, and educational requirements. Whether a bond is required by law, contract, or regulation, our team helps make the process simple and efficient.
Contractor Bonds
Contractor bonds are often required by state, county, or municipal agencies before a contractor can obtain or renew a license.
Common contractor bonds we write include:
-
Contractor License Bonds
-
General Contractor Bonds
-
Specialty Trade Bonds (plumbing, electrical, HVAC, etc.)
-
Permit Bonds
-
Performance Bonds
-
Payment (Labor & Material) Bonds
-
Bid Bonds
-
Maintenance/Warranty Bonds
Why contractor bonds are required:
These bonds protect the project owner or governing authority by guaranteeing the contractor will comply with licensing laws, building codes, and contract terms.
Who needs them:
-
General contractors
-
Subcontractors
-
Trade professionals
-
Developers
Business & Commercial Bonds
Business bonds help protect customers, government entities, and other third parties from financial loss due to fraud, dishonesty, or failure to meet obligations.
Types of business bonds we offer:
-
License & Permit Bonds
-
Notary Bonds
-
Auto Dealer Bonds
-
Freight Broker Bonds
-
ERISA Bonds
-
Court-required business bonds
Benefits:
-
Meets regulatory requirements
-
Builds credibility and trust
-
Allows businesses to legally operate
Probate & Court Bonds
Court bonds are often required by probate courts to protect beneficiaries and creditors when someone is appointed to manage another person’s assets.
Probate and court bonds we write include:
-
Executor Bonds
-
Administrator Bonds
-
Guardian Bonds
-
Conservator Bonds
-
Trustee Bonds
-
Fiduciary Bonds
Purpose of court bonds:
These bonds ensure that fiduciaries act ethically and in accordance with court orders while handling estates or protected funds.
Education Scholarship Trust Fund (ESTF) Bonds
The Education Scholarship Trust Fund (ESTF) Bond is required for private schools and eligible educational institutions participating in state-funded scholarship programs.
This bond helps ensure:
-
Compliance with state regulations
-
Proper handling of scholarship funds
-
Financial accountability of the institution
We work closely with approved surety carriers to assist schools in meeting ESTF bond requirements efficiently.


